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OUR PEOPLE

From seasoned litigators to corporate powerhouses, our partners with diverse expertise are here to offer the right solutions to tackle your legal quandaries.

  • Partners
  • Consultants
  • Associates

Dato' Zulkifly Rafique

Managing Partner

Khairuzzaman Muhammad

Projects & Corporate Advisory

P Jayasingam

Employment & Industrial Relations / Litigation

Jerry Ong Kok Wah

Corporate/ Mergers & Acquisitions and Capital Markets

Tunku Alizan RM Alias

Infrastructure & Construction

Loh Mei Mei

Banking & Finance / Islamic Finance / Capital Markets

Lukman Sheriff Alias

Energy & Utilities

Kuhendran Thanapalasingam

Construction Dispute Resolution

Darren Kor Yit Meng

Communications & Multimedia / Intellectual Property

Kung Suan Im

Banking & Finance / Islamic Finance / Capital Markets

Wong Keat Ching

Employment & Industrial Relations / Litigation / Legal Forensic Investigation & Compliance

Cathryn F L Chay

Corporate/Mergers & Acquisitions and Capital Markets

Michele J Chong

Energy & Utilities

Farah Mohamed Said

Communications & Multimedia / Corporate Liability & Risk Management / Legal Forensic Investigation & Compliance

Thavaselvi Pararajasingam

Employment & Industrial Relations / Litigation

Dato' Abdul Rahman Mohd Redza

Energy & Utilities

Ashela Ramaya

Banking & Finance / Islamic Finance / Capital Markets

Leong May Ling

Corporate Real Estate

Chan Kwan Hoe

Banking & Finance / Islamic Finance / Capital Markets

Celine Rangithan

Banking & Finance / Islamic Finance / Capital Markets

Hamdi Abdullah

Energy & Utilities / Corporate Liability & Risk Management

David Lee Lai Huat

Corporate/Mergers & Acquisitions and Capital Markets

Idza Hajar Ahmad Idzam

Litigation / Corporate Liability & Risk Management

Teh Hooi Woon

Energy & Utilities

Farah Shuhadah Razali

Litigation

Feruz Anwar Seth

Tax

Teoh Alvare

Employment & Industrial Relations

Susan Tan Shu Shuen

Construction Dispute Resolution

Bailey Leong Pui Yee

Litigation

Amylia Soraya Aminuddin

Knowledge Management / Intellectual Property

Ahmad Khusyri Abdul Majid

Corporate Real Estate

Chin Lit Fwu

Corporate/Mergers & Acquisitions

Shahul Hameed Amirudin

Consultant

Wilfred Abraham

Consultant

Au Wei Lien

Consultant

Annisa Aaliyya Chua

Intellectual Property

[email protected]

Lisa Khalilah Khalili

Projects & Corporate Advisory

[email protected]

Michael Koh Boon Han

Construction Dispute Resolution

[email protected]

Nuramira Syahida Mazlan

Corporate Real Estate

[email protected]

Jayden Chuah Jer Yang

Banking & Finance

[email protected]

Esther Tan

Construction Dispute Resolution

[email protected]

Chee Lai Yi

Corporate Real Estate

[email protected]

Nan Muhammad Ridhwan Rosnan

Litigation

[email protected]

Koh Shien Lin

Construction Dispute Resolution

[email protected]

Daniel Lau Hsien Yuong

Construction Dispute Resolution

[email protected]

Lee Sheen Yee

Litigation

[email protected]

Connie Ho Suk Mun

Corporate Real Estate

[email protected]

Kiasatina Othman

Infrastructure & Construction

[email protected]

Nurul Atilia Mat Deris

Banking & Finance

[email protected]

Cheryl Chok Huey Wen

Communications & Multimedia

[email protected]

Agesh Krishendra Jeyaratnam

Construction Dispute Resolution

[email protected]

Phang Sin Yee

Communications & Multimedia

[email protected]

Lai Man Yee

Banking & Finance

[email protected]

Ng Ying Ci

Litigation

[email protected]

Sharanya Visualingam

Litigation

[email protected]

Wan Anis Yasmine Wan Ismail

Corporate Real Estate

[email protected]

Tan Kar Seng

Banking & Finance

[email protected]

Irfan Husin Rosli

Litigation

[email protected]

Noor Sumaeya Sofea Shamsudin

Construction Dispute Resolution

[email protected]

Sia Ju Ling

Corporate Real Estate

[email protected]

Venetia Wong Shin Yee

Banking & Finance

[email protected]

Loh Qiao Wen

Employment & Industrial Relations

[email protected]

Nurul Syafinas Ibrahim

Litigation

[email protected]

Nurishqa Aisya Mohd Nordin

Banking & Finance

[email protected]

Delvin Singh Mangat

Construction Dispute Resolution

[email protected]

Loo Hui Wen

Corporate/Mergers & Acquisitions / Capital Market

[email protected]

John Julian Van Huizen

Knowledge Management

[email protected]

Marvin Low Ming Le

Litigation

[email protected]

Lim Meng Hui

Banking & Finance

[email protected]

Nadiea Afiqah Abdul Hadi

Litigation

[email protected]

Alya Irdeena Idzwan

Energy & Utilities

[email protected]

Khoo Shi Yuan

Communications & Multimedia

[email protected]

Wong Yen Ni

Employment & Industrial Relations

[email protected]

Goh Kai Ying

Energy & Utilities

[email protected]

Suresh Shanmugam

Corporate Real Estate

[email protected]

Muhammad Hibri Nazim

Litigation

[email protected]

Khoo Zong Lin

Corporate/Mergers & Acquisitions / Capital Market

[email protected]

Nicole Goh Jia Yie

Corporate/Mergers & Acquisitions / Capital Markets

[email protected]

Anthony Christopher Crimson

Projects & Corporate Advisory

[email protected]

Isabelle Siaw Yan Juin

Corporate/Mergers & Acquisitions

[email protected]

Abdul Rahman Zakaria

Corporate Real Estate

[email protected]

Aida Liyana Zainal Rashid

Litigation

[email protected]

Lee Chloee

Communications & Multimedia

[email protected]

Reyna Lim Khang Yen

Employment & Industrial Relations

[email protected]

Lau Yong Sheng

Communications & Multimedia

[email protected]

Noor Ameerah Ahmad Nasri

Employment & Industrial Relations

[email protected]

Ashley Choo Li Xhing

Corporate/Mergers & Acquisitions

[email protected]

Aiesyah Mohd Mustafa Kamal

Litigation

[email protected]

Sandeep Singh Sidhu

Employment & Industrial Relations

[email protected]

Nur Afiqah Azlan Baqee

Employment & Industrial Relations

[email protected]

Farah Nabihah Sofian

Employment & Industrial Relations

[email protected]

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Personal Data Protection Notice

We at ZUL RAFIQUE & partners recognize the importance of privacy and the sensitivity of personal information. As required under the Personal Data Protection Act 2010, the purpose of this Personal Data Protection Notice (“Notice”) is to inform you how we collect and process your personal data when you appoint or engage us to provide services, when you access and use our website or interact with us including through meetings, seminars, conferences or events.

By appointing or engaging us to provide services to you, by accessing and using our website or by interacting with us, you consent to us using, collecting and processing your personal data in the manner contemplated in this Notice.

This Notice may be amended or updated from time to time. We would advise you to check this Notice on our website from time to time for amendments or updates. By continuing to use or engage our services, to use our website or to communicate with us subsequent to any amendments or updates to this Notice, it would confirm and indicate your acceptance to the amendments or updates to this Notice.

What Personal Data Do We Collect?

Personal data generally means any information that identifies you. Your personal data is collected and processed by us at the start of our services or interaction and, from time to time, in the course of our engagement or interaction.

The type of personal data collected and processed by us includes:

  • name, date of birth, nationality, gender, NRIC / passport number, residency status, correspondence address, contact details including mobile, office and residential telephone number and facsimile number, e-mail address, banking details, financial / creditworthiness information;
  • employment category (private sector, government sector, self-employed, non-working or others), name of employer and office address, details of relationship with the company (e.g. promoter, director, shareholder);
  • such other information relevant or required for:
    • our legal engagement;
    • provision of legal services for the purposes of the legal engagement or legal transaction; and
    • compliance with legal and regulatory requirements; and
  • any additional information provided by you or third parties about you.

Source of Personal Data

Personal data collected will mainly be from you. However, some personal data may also be collected by us from other available sources including but not limited to credit reporting agencies, government department or agencies, public registries, websites, social media, publications, events, seminars, conferences.

How Do We Use Your Personal Data

Your personal data is collected and processed by us for our business activities including the following purposes:

  • to verify your identity;
  • to communicate with you including responding to your enquiries;
  • all purposes related to or in connection with our legal engagement;
  • to provide legal services for the purposes of the legal engagement or transaction;
  • to comply with legal and/or regulatory requirements including court orders;
  • for our day to day operations and administrative purposes including file management, billing and collection, audits, reporting, investigations etc.;
  • for the purposes of enforcing or defending our legal rights and/or obtaining legal advice;
  • to send you materials or publications including newsletter, articles or updates or information about events, conferences, seminars, talks which may be of interest to you;
  • to promote, offer or market our services to you;
  • to send as potential referees to (i) editors/researches in ranking legal publication and journals and/or (ii) clients/potential clients who request for referees of past work in relation to any proposal, submissions, tenders or bids;
  • to assist in the prevention, detection or investigation of crime or possible criminal activities or for the administration of justice;
  • for security and internal audit purposes;
  • for such other purposes as may be directed or consented to by you; and
  • for all other purposes in relation to or incidental to the above.

Disclosure of Your Personal Data

Under certain circumstances, we may be required to disclose your personal data to third parties. Third parties to whom your personal data may be disclosed by us are as follows:

  • any persons directed by or consented to by you;
  • any persons required for the purposes of the legal engagements and/or legal transactions including but not limited to counter parties, other advisors, financial institutions, regulatory bodies etc;
  • any person for the purposes of compliance with legal and regulatory requirements;
  • our data processors i.e. third party who we engage to process personal data on our behalf including but not limited to archival storage, data entry service providers, computer backup services, disaster recovery services, banks and financial institutions etc.; and
  • our professional advisors including but not limited to legal advisors, tax advisors, financial advisors, auditors, insurance brokers etc.

Further, we may also be required to transfer your personal data outside of Malaysia for the purposes and to such third parties stated in this Notice. The transfer of your personal data outside Malaysia would also be required if you are travelling, residing or based outside Malaysia.

Obligation to Provide Personal Data

We acknowledge that you have the right in deciding the information you wish to provide to us. The provision of the information listed above is voluntary in nature. However, please note that if you do not provide the information above or limit the way such information is to be processed, it may result in us not being able to:

  • communicate or correspond with you;
  • undertake the legal engagement or transaction and/or to provide our services to you; and/or
  • grant you access to our website.

Data Access and Data Correction

If you wish to request:

  • for access to your personal information;
  • for your personal data to be corrected or updated; or
  • to withdraw your consent or limit the use of your personal data;

please submit your written request to:

Assistant Manager Human Resources and Administration Department

Zul Rafique & Partners
D3-3-8 Solaris Dutamas
No.1 Jalan Dutamas 1
50480 Kuala Lumpur, Malaysia

Telephone : 03-6209 8228
Facsimile : 03-6209 8331

An administrative charge may be imposed for any request under paragraph (a) and (b) above.

Further, we reserve the right to refuse your requests for any reasons permitted under law.

Disclaimer

The accuracy and completeness of your personal data depends on the information you provide. We assume that the information you have provided is accurate, up to date and complete unless you inform us otherwise.

Where you provide any third party information to us including but not limited to employer, colleagues, family information, it is our assumption that such information is accurate, up to date and complete and that you have obtained the necessary consent to disclose the same.

Conflict

In the event that there is any conflict between the English and national language version of this Notice, the English language version shall prevail.

Notis Perlindungan Data Peribadi

Kami di ZUL RAFIQUE & partners menghormati kepentingan privasi dan sensitiviti data peribadi anda. Sebagaimana yang dikehendaki di bawah Akta Perlindungan Data Peribadi 2010, Notis Perlindungan Data Peribadi ini (“Notis”) bertujuan untuk memaklumkan kepada anda bagaimana kami mengumpul dan memproses data peribadi anda apabila anda melantik pihak kami untuk memberikan perkhidmatan. Bukan itu sahaja, Notis ini turut bertujuan untuk memaklumkan kepada anda bagaimana kami memproses data peribadi anda apabila anda mengakses dan menggunakan laman sesawang kami atau berhubung dengan kami melalui mesyuarat, seminar, ataupun persidangan.

Dengan melantik kami untuk memberikan perkhidmatan kami kepada anda dan juga dengan mengakses dan menggunakan laman sesawang atau berinteraksi dengan kami, anda dengan ini telah bersetuju dengan penggunaan, pengumpulan dan pemprosesan data peribadi anda oleh pihak kami mengikut cara yang dinyatakan dalam Notis ini.

Notis ini akan tertakluk kepada pindaan dan pengemaskinian dari masa ke semasa. Oleh itu, adalah disarankan supaya pihak anda menyemak Notis ini di laman sesawang kami dari masa ke semasa untuk memastikan sebarang pindaan atau pengemaskinian yang dilakukan adalah dalam pengetahuan anda. Dengan meneruskan perlantikan dan penggunaan khidmat kami selepas apa-apa pindaan atau pengemaskinian yang dilakukan terhadap Notis ini, ia secara langsung menandakan penerimaan anda terhadap pindaan atau pengemaskinian yang dilakukan terhadap Notis ini.

Apakah Data Peribadi Yang Kami Kumpul?

Data peribadi secara amnya bermaksud apa-apa maklumat yang berkaitan dengan pengenalan diri anda. Tanggungjawab kami terhadap anda memerlukan kami mengumpul dan memproses data peribadi anda. Pemprosesan dan pengumpulan data peribadi anda bermula dari awal perkhidmatan kami bersama anda termasuklah sebarang interaksi diantara pihak kami dan anda, selepas itu, dari semasa ke semasa sepanjang tempoh pengambilan atau penggunaan khidmat kami.

Jenis data peribadi yang dikumpul dan diproses oleh kami adalah:

  • nama, tarikh lahir, kewarganegaraan, jantina, nombor kad pengenalan/passport, status kependudukan, alamat surat-menyurat, butiran perhubungan termasuk nombor telefon bimbit, pejabat dan kediaman dan faksimili, alamat email, butiran perbankan, maklumat kewangan / kepercayaan kredit;
  • kategori pekerjaan (sektor awam, kerajaan, bekerja sendiri, tidak bekerja atau lain-lain), nama majikan dan alamat pejabat, butiran hubungan dengan syarikat (sebagai contoh promoter, pengarah, pemegang saham);
  • maklumat-maklumat lain yang relevan dan perlu untuk:
    • melantik kami untuk memberi khidmat guaman
    • memberi khidmat guaman; dan
    • menepati keperluan undang-undang dan pengawalseliaan.
  • apa-apa maklumat tambahan yang diberikan oleh anda atau pihak-pihak ketiga berkenaan dengan anda.

Sumber Data Peribadi

Kebanyakan data peribadi yang dikumpul oleh kami adalah data peribadi yang dikemukakan kepada kami oleh anda. Walaubagaimanapun, data peribadi anda juga boleh dikumpul oleh kami dari sumber-sumber yang lain termasuk tetapi tidak terhad kepada agensi pelaporan kredit, agensi atau jabatan kerajaan, pendaftaran awam, laman sesawang, media sosial, penerbitan, seminar, dan persidangan.

Bagaimana Kami Menggunakan Maklumat Peribadi Anda

Sebagai sebuah firma guaman, kami mengumpul dan memproses data peribadi anda untuk tujuan berikut:

  • pengesahan identiti anda;
  • berkomunikasi dengan anda termasuk memberikan maklum balas terhadap pertanyaan anda;
  • semua tujuan berkaitan dengan perlantikan kami;
  • untuk memberikan khidmat guaman;
  • untuk mematuhi keperluan undang-undang dan pengawalseliaan termasuklah perintah mahkamah;
  • bagi operasi harian kami dan tujuan pentadbiran termasuklah pengurusan fail, bil dan kutipan, audit, laporan, penyiasatan dsb.;
  • bagi tujuan menguatkuasakan dan mempertahankan hak-hak perundangan kami dan/atau mendapatkan nasihat perundangan;
  • menghantar bahan-bahan atau penerbitan termasuklah surat berita, artikel- artikel atau maklumat berkenaan majlis-majlis, persidangan-persidangan, seminar-seminar dan ceramah-ceramah yang mungkin menarik minat anda;
  • untuk mempromosi, menawar atau mengiklan perkhidmatan kami kepada anda;
  • untuk dihantar sebagai sumber rujukan berpotensi kepada (i) editor-editor / penyelidik-penyelidik di dalam penerbitan dan jurnal-jurnal dan/atau (ii) klien-klien / klien-klien berpotensi yang memohon rujukan kerja-kerja terdahulu berkaitan apa-apa cadangan, penghujahan, tawaran atau bidaan;
  • untuk membantu pencegahan, pengesanan atau penyiasatan jenayah atau kemungkinan aktiviti-aktiviti jenayah atau bagi pentadbiran keadilan;
  • tujuan audit dalaman dan keselamatan;
  • bagi tujuan lain sebagaimana yang diarahkan atau yang telah diberikan persetujuan oleh anda; dan
  • bagi segala tujuan lain berkaitan atau bersampingan dengan perkara-perkara di atas.

Penzahiran Maklumat Peribadi Anda

Di bawah keadaan-keadaan tertentu, kami boleh menzahirkan data peribadi anda kepada pihak ketiga seperti berikut:

  • mana-mana orang yang diarahkan oleh atau yang telah dipersetujui oleh anda;
  • mana-mana orang yang berkenaan bagi tujuan-tujuan perlantikan khidmat undang-undang dan/atau transaksi undang-undang termasuk tetapi tidak terhad kepada pihak lawan, perunding-perunding lain, institusi-institusi kewangan, badan-badan pengawalseliaan dsb;
  • mana-mana orang bagi tujuan pematuhan undang-undang dan pengawalseliaan;
  • Pihak pemproses data iaitu pihak ketiga yang akan berkhidmat bagi memproses data peribadi bagi pihak kami termasuk tetapi tidak terhad kepada storan arkib, pemberi khidmat kemasukan data, perkhidmatan-perkhidmatan sokongan komputer, perkhidmatan-perkhidmatan pemulihan bencana, bank-bank dan institusi-institusi kewangan dsb; dan
  • penasihat-penasihat profesional kami, termasuk tetapi tidak terhad kepada penasihat undang-undang, penasihat-penasihat cukai, penasihat-penasihat kewangan, juruaudit-juruaudit, broker-broker insurans dsb.

Kami juga boleh memindah data peribadi anda keluar dari Malaysia bagi tujuan-tujuan dan kepada pihak ketiga yang dinyatakan dalam Notis ini. Data peribadi anda juga akan dipindah keluar dari Malaysia jika anda berada di luar Malaysia.

Kewajipan untuk Memberi Data Peribadi

Kami mengakui bahawa anda mempunyai hak untuk menentukan maklumat yang diberikan kepada kami. Maklumat yang disenaraikan di atas adalah secara sukarela. Jika anda tidak memberi maklumat di atas atau mengehadkan cara bagaimana maklumat tersebut diproses, kami tidak dapat:

  • berkomunikasi atau berhubung dengan anda;
  • bertindak di dalam perlantikan atau transaksi undang-undang dan/atau memberi perkhidmatan kami kepada anda; dan atau
  • memberikan anda akses kepada laman sesawang kami.

Akses dan Pembetulan Data

Jika anda ingin:

  • mengakses maklumat peribadi anda;
  • memperbetulkan atau mengemaskini data peribadi anda; atau
  • menarikbalik persetujuan anda atau mengehadkan penggunaan data peribadi anda,

sila hantar permintaan bertulis anda kepada:

Penolong Pengurus Jabatan Sumber Manusia dan Pentadbiran

Zul Rafique & Partners
D3-3-8 Solaris Dutamas
No.1 Jalan Dutamas 1
50480 Kuala Lumpur, Malaysia

Telefon : 03-6209 8228
Faksimile : 03-6209 8331

Caj pentadbiran akan dikenakan bagi permintaan di bawah perenggan (a), (b) dan (c) di atas.

Kami berhak untuk menolak permintaan anda jika dibenarkan di bawah undang-undang.

Penafian

Ketepatan dan kelengkapan data peribadi anda bergantung kepada maklumat yang anda berikan. Kami menganggap bahawa maklumat yang anda berikan adalah tepat, terkini dan lengkap melainkan jika anda memaklumkan sebaliknya kepada kami.

Kami menganggap bahawa maklumat pihak ketiga yang anda berikan kepada kami termasuk tetapi tidak terhad kepada maklumat majikan, maklumat rakan-rakan sekerja atau maklumat keluarga adalah tepat, terkini dan lengkap dan anda telah mendapatkan persetujuan yang sewajarnya untuk menzahirkan maklumat tersebut.

Percanggahan

Jika terdapat percanggahan diantara versi Bahasa Inggeris dan Bahasa Kebangsaan pada Notis ini, versi Bahasa Inggeris akan diguna pakai.

TERMS OF USE & DISCLAIMERS

ACCEPTANCE OF THE TERMS OF USE

Your access to and use of our website signifies your acknowledgement and confirmation that you have read, understood, accepted and agreed to all the terms and conditions set out in these terms of use (“Terms of Use”).

These Terms of Use may be amended and updated from time to time without notice to you by posting the same on this website. By continuing to access and use our website, you confirm and indicate your acceptance to the amended and updated Terms of Use.

CONTENTS & INFORMATION

The contents and information contained in our website is for general information purposes only including providing an overview of the Firm and its practices. As such, the contents and information herein is not intended to be complete or comprehensive.

Notwithstanding that our website may contain some general information on law, no contents and information contained in our website (including such general information on law) is intended to and/or is to be construed in any way whatsoever as a provision of legal services and/or legal advice on which you may rely on. Should you wish to seek specific advice, please contact us to fix an appointment.

We reserve the right to modify the contents and information in our website at any time without notice to you.

We do not in any way warrant and/or guarantee that our contents and information is at all times complete, adequate and up-to-date.

RELATIONSHIP

Access to and/or use of our website (including any communication via our website including queries made or feedback given) does not in any way give rise to and/or establish any solicitor-client relationship between you and us.

LINKS

Our website may contain links to third party websites and include advertisements. We are not affiliated to and do not endorse the contents and information in the linked websites and/or advertisements. Such linked websites are provided to you for convenience only. We do not have control over such linked websites and/or advertisements and we shall not be responsible for the contents and information in any such linked websites (including services provided through the linked websites) and/or advertisements. The linked websites and advertisements may be governed by their own terms of use.

DISCLAIMER

We do not warrant and/or guarantee that our website free of viruses, malware and anything else which may interfere with or damage the operations of your computer system.

Any and all warranties whether express or implied (including implied warranties of fitness for use, fitness for a particular purpose or non-infringement of third party rights) in relation to our website (its contents and information), its access, use, operation, availability, continuity or non-interruption are hereby excluded.

To the extent permitted under applicable laws, we shall not be responsible or liable for any and all forms and types of direct and indirect loss or damage (including but not limited to loss of profits, loss of revenue, loss of goodwill, exemplary or punitive damages) suffered or incurred by you or any other person or entity howsoever arising whether in contract, tort, statute or otherwise in connection with or as a result of:

  • your access to and/or use of our website (including its contents and information);
  • your access to and/or use of any linked websites (including its contents and information) and advertisements on our website;
  • the introduction of any virus, malware or anything else which may interfere with the operation of your computer system; and
  • any unauthorized access and/or alteration of your information submitted via email or this website;

DISCLAIMER

Copyright © 2020, ZUL RAFIQUE & PARTNERS. All rights reserved.

We are the owner of all our intellectual property rights, in relation to the content, layout, design, photographs, graphics and marks contained in this website and all such rights are reserved. The contents of this website shall not be reproduced in any form or version whether in part or in its entirety other than for private non-commercial use. None of the material and/or contents in our website shall not be adapted, modified, translated, published, extracted, recopied, downloaded, transmitted, distributed, stored permanently or otherwise in any form, without our prior written consent. Individual non-commercial use does not allow for incorporation of material or any part of it in any work or publication or website, in any form whatsoever.

PRIVACY

We may obtain and retain certain information about you when you access and use our website. Please refer to our Personal Data Protection Notice link in this website for more details and information.

TERMINATING/BLOCKING ACCESS AND USE

We reserve the right to terminate your access to and/or use of and/or block your future access to and/or use of our website at any time and for any reason whatsoever without notice. In the event of termination, all restrictions imposed under the Terms of Use, Disclaimer, Copyright and Personal Data Protection Notice will survive the termination and continue to be binding.

GOVERNING LAW

These Terms of Use shall exclusively be governed by and construed in accordance with the laws of Malaysia only, notwithstanding that our website may be accessible in other jurisdiction.

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Personal Data Protection Notice
Terms of Use & Disclaimers
Copyright by ZUL RAFIQUE & partners.
All Rights Reserved 2020